Many people are still struggling with the aftermath of inflation. This means that smaller and local charities received nearly 20% less in contributions last year - in addition to rising costs.

Worse still, councils across the country are facing a financial meltdown. They have been forced to drastically cut their support to charities. Once again, it's the smaller and local charities that are being hit the hardest.

Without support, many local and smaller charities may not survive. Just when people need assistance - perhaps even for the first time - there may be no one left to turn to.